What Does the Future Hold?
Ongoing Health Care
Insurance Issues
Because of better research and treatment, children
who have cancer are living longer than they used to, and
their quality of life is better. Although they lead
normal lives, survivors of cancer have some concerns
that other people may not have. For example, they must
take extra-special care of their health and may have
problems obtaining insurance.
Regular exams are very important after treatment for
cancer. At these visits, your child receives both the
health care needed by anyone your child's age and
special care based on the type of cancer and treatments
and current health.
In general, parents of children who have had cancer
treatment should do the following.
- Schedule regular checkups. Children who
have been treated for cancer usually return to the
doctor every 3 to 4 months at first, and once or
twice a year later on. Ask the doctor how often your
child needs to return for followup exams.
- Be alert to signs of the possible return of
cancer. Doctors have no way to tell for sure
whether your child's cancer will return. If it does
return, it could be weeks, months, or years after
treatment ends. Talk with your child's doctor and
treatment team about the chances of cancer returning
and the signs of cancer's return.
- Be alert to signs of lasting effects of
cancer treatment. Cancer treatment may cause
side effects many years later. Some cancer
treatments may affect your child's ability to have
children in the future; affect how your child learns
and grows physically; or increase your child's risk
of developing a second type of cancer.
- Be tuned in to any problems your child may
have in dealing with feelings about having had
cancer, even years after treatment has ended.
Once all the activity of treatment is over, some
children suddenly fully realize what happened to
them. It can be a very upsetting. At this point,
they may need to talk about their feelings and may
even need to see a counselor.
- Promote good health habits. Eating well
and getting enough sleep and exercise will help your
child feel better and be healthy.
To better understand your child's health care
needs today and in the future, ask the doctor and
treatment team.
Another concern of parents is what happens to health
insurance coverage and costs after your child has had
treatment for cancer. Your child is likely to continue
to be covered under your current insurance, but you may
have to pay more. If you change jobs or apply for a new
policy, however, you may have trouble getting the new
coverage for your child, and it may cost more. Older
teenagers who may soon be leaving home and looking for a
job need to pay special attention to insurance needs.
Going off their parent's insurance will mean finding
coverage on their own.
One key to making sure your child has insurance
coverage is to ask the right questions before changing
jobs and look at what your health insurance coverage
will include if you change policies.